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Pushpay (ASX:PPH) Shares Drop On Report – Are They Cheap?

The Pushpay Holdings Ltd (ASX:PPH) share price is down 2.3% after reporting its numbers for the December 2018 quarter.

The Pushpay Holdings Ltd (ASX: PPH) share price is down 2.3% after reporting its numbers for the December 2018 quarter.

Pushpay is a New Zealand based donation systems and software business for religious, not-for-profits and education providers in the US, Canada, Australia and New Zealand. Pushpay is used by over 7000 churches worldwide. The average gift is $192.

Pushpay’s Dec’ 18 Quarter

Pushpay grew total revenue by 35.2% to US$27.7 million, compared to US$20.5 million in the December 2017 quarter. Annualised processing volume increased by 28.6% to US$5.1 billion.

Management now expect that the gross margin percentage will increase to more than 60% for the 12 months ending 31 March 2019, whereas previous guidance was that the 60% margin would be achieved in the six months ending 31 March 2019.

Total customers grew by 5.5% to 7,585 and the average revenue per customer (ARPC) increased by 25.6% to US$1,548 per month. Pushpay’s medium and large customers increased from 49.4% to 54.8%. Pushpay also welcomed the largest church in the US according to the Outreach 100 Largest Churches 2018 as a new customer, with an average of 51,900 weekly attendees.

The company boasts of annual revenue retention rate of more than 100% and that the months to recover customer acquisition costs were less than 18 months.

Profitability metrics

The company achieved its target of breakeven on a monthly cash flow basis before the end of the 2018 calendar year. The company was both EBITDAF and cash flow positive for the December 2018 quarter (click here to learn what EBITDA is, the F stands for foreign currency gains/losses.)

Management comments

Pushpay CEO and Co-founder Chris Heaslip said: “From a strong financial position, we will continue to drive revenue growth and efficiencies throughout the business leading to significant operating leverage, which in turn will help support future M&A activity.”

Is Pushpay a buy?

Investors have sent the Pushpay share price down 2.6%, despite a few positive pieces of information in this update, including a better gross profit margin.

With Pushpay now confident of positive cash flows on an ongoing basis, I think Pushpay could be one to put on your watchlist in 2019 and beyond. Once it starts making a net profit after tax, investors could become more positive about Pushpay.

1 ETF That Would Work Well With Pushpay In A Growth Portfolio

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