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Why The IOOF (ASX:IFL) Share Price Is Heading Backwards

The IOOF Holdings Limited (ASX:IFL) share price is down over 2% after a market update. 

The IOOF Holdings Limited (ASX: IFL) share price is down over 2% after a market update.

IOOF Holdings is a diversified financials business that offers a variety of services to clients including financial advice, platform management & administration, investment management and trustee services. IOOF has been operating since 1846 and is now one of the largest financial services industry businesses.

IOOF Updates The Market

IOOF updated the market about the acquisition of the Australia and New Zealand Banking Group (ASX: ANZ) Pensions and Investments (P&I) business.

After completing the acquisition of the ANZ Aligned Dealer Groups in October 2018 last year, the two financials companies are trying to complete the P&I deal.

IOOF said that the successor funds transfer has been completed, which was necessary to separate the ANZ P&I business products from OnePath Life.

Another point was that in accordance with contractual arrangements with ANZ, the rate of 14.4% per year on the debt subscribed by IOOF from ANZ was re-set to 2% and is now able to be redeemed by IOOF.

The completion of the P&I acquisition remains conditional on receiving notices from OnePath Custodians (OPC) and ANZ that each have no objection to the P&I acquisition proceed. IOOF is still working with both of them to satisfy everything needed for the notices to be given.

The final thing that IOOF said is that from 5 July 2019 amendments to the superannuation laws will come into effect which gives APRA the power to approve the acquisition of controlling stakes of ‘Registrable Superannuation Entity licensees, like OPC. Depending on how long the OPC and ANZ notices take to receive, APRA approval may also be required.

If any of the above outstanding conditions are not satisfied by 17 October 2019 then IOOF or ANZ may terminate the agreements.

Is IOOF A Buy?

With so much scrutiny on the superannuation and financial advice these days, I don’t think some businesses like IOOF have as promising futures as they used to, despite the tailwinds relating to ageing populations and the growth of superannuation.

I would rather own one of the rapid ASX growth shares in the free report below instead of IOOF that seem to have easier growth trajectories.

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