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Microsoft Corp (MSFT): The “never sell” stock

Drew Meredith from Wattle Partners takes a look at Microsoft Corporation (NASDAQ: MSFT) stock

In the latest of our ‘never-sell’ stocks, we take a closer look at Microsoft, one of the few trillion-dollar companies in the world.

The foundation story of Microsoft is well known, as both Bill Gates and Paul Allen created the business from their garage in 1975 as they sought to capitalise on the growth in demand for personal computers. As the story has it, both are now among the richest people in the world with $100bn and $20bn between them, along with in Paul’s case an ownership stake in both the Seattle Seahawks NFL team and the Portland Trailblazer’s NBA team.

The company is renowned around the world for its Microsoft Windows, Office and Internet Explorer software but is so much more than that today. The business now develops, manufacturers, supports and sells computer software, consumer electronics and personal computers among other things. Interestingly, Microsoft is one of the most active acquirers of new businesses around the world, which has been a key plank to their success over several decades, making them one of the few pre-Dot.Com companies to remain in the top 10 by market cap 20 years on.

The company has been well led over the last decade, initially by Steve Ballmer, who directed the business down the ‘products and services’ route including the launch of the now popular Surface Pro Tablet and Laptops. More recently, under CEO Satya Nadella the business has pivoted once again moving heavily towards Cloud and Enterprise computing services.

Empowering Business

Microsoft is very clear in its mission to ‘empower every person and every organisation on the planet to achieve more’. In fact, its operations are contributing to massive changes in the way all companies do business and leading to more efficient operations around the world. Take for instance my business, Wattle Partners.

We moved away from a physical server close to a decade ago and have never looked back. All relevant documents are scanned and stored securely via Microsoft’s Azure Cloud platform, our emails run through Outlook and we access everything from anywhere in the world. Many businesses would have entered this COVID-19 disruption with great concerns about how they can continue to service their customers to the same level, but by partnering with Microsoft the service has been seamless.

After a record year in 2019, Microsoft, along with almost every business, has been impacted by the supply chain and demand disruptions of COVID 19, seeing its share price fall from $190 to $137 today, a loss of 27 per cent.

Yet the company is likely to be one of the bigger beneficiaries of the change in business practices, evidenced by the now 44 million daily active users of their Microsoft Team’s communication platform. Whilst now less relevant, Microsoft’s December quarter earnings results were highly impressive:

  • Total revenue improved over 11 per cent to $36.bn;
  • Productivity and business division (Office) – revenue increased 17 per cent to $11.8bn;
  • Intelligent Cloud – grew 27 per cent to $11.9bn, including 62 per cent growth from Azure storage; and
  • Personal computing – saw the Surface have a record $1.9bn sales quarter, up 6 per cent.

As you can see, all three business units have a near equal attribution to group revenue and all improved in the quarter; most importantly the company makes money, with net profit of $11.6bn.

Microsoft was one of the early adopters of the subscription model for their Office software, which was originally questioned by market commentators, but has been an overriding success providing a near annuity stream of earnings for shareholders.

More growth to come

One of the key reasons we view Microsoft as a never sell stock, is there dedication to growth opportunities. It acquired LinkedIn in 2016 for $26.bn and have successfully monetized a platform that many never saw as being possible.

Its business is likely receiving great benefits from the current shutdown from a combination of their online collaboration tools and their ownership of the Xbox gaming platform, which is increasingly popular for those confined to their own homes.

It also purchased Skype for $8.5bn in 2011 and have leveraged this technology to challenge the likes of Zoom Communications as more business become nimble and move to video-conferencing. But most importantly, it’s the growth of their cloud platform, which has seen revenue increases of 62 per cent, 59 per cent, 74 per cent, 73 per cent and 76 per cent over the last five quarters.

Having IPO’d at $21 and undertaken nine share splits, the average cost for Microsoft’s first investors is just 9 cents, compared to today’s price of $137. After recent falls the company trades at a PE of around 25 and warrants a position in the portfolios of all long-term investors.

The Golden Rules of Investing

We might be experts in retirement, but with combined financial advice experience of 35+ years, we’ve nearly seen it all. 

In mid-2023, our senior team at Wattle Partners Financial Planning put the finishing touches on a brand-new report “The Golden Rules of Investing“.

In this free report, we outline the key principles that determine all of the portfolio construction and investment decisions of Wattle Partners. Collated over decades, this paper should be seen as a work-in-progress, constantly under review in light of the ever-evolving nature of markets. 

You’ll find the free report on my Author page. Simply click the button below to view the Golden Rules.

Information warning: The information on this website is published by The Rask Group Pty Ltd (ABN: 36 622 810 995) is limited to factual information or (at most) general financial advice only. That means, the information and advice does not take into account your objectives, financial situation or needs. It is not specific to you, your needs, goals or objectives. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. Please read our Terms and Conditions and Financial Services Guide before using this website. The Rask Group Pty Ltd is a Corporate Authorised Representative (#1280930) of AFSL #383169.


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Wattle Partners is a financial advice firm, servicing clients around Australia, specialising in retirement planning (pre and post retirement). 

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