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S&P/ASX 200 to fall at the open – ASX bank shares in focus

The S&P/ASX 200 (INDEXASX: XJO) is expected to take a backwards step when the market opens this morning. Here’s the news and the ASX shares to watch on Wednesday.

Weak finish overseas

Despite an increasing chorus of experts suggesting the technology sector has moved beyond reasonable levels, the rally continues. The ASX 200 added 2.6% yesterday, hitting a six week high, with a 5.7% rally in the IT sector among the largest contributors. Just 13 of the benchmark index’s 200 constituents were in negative territory, with satellite imaging group Nearmap Ltd (ASX: NEA) leading the way, up 11.2%.

The market welcomed the Federal Government’s announcement that the JobKeeper and JobSeeker programs would be extended, albeit at lower levels, sending the Commonwealth Bank of Australia Ltd (ASX: CBA) up 2.6% on the hopes of reducing credit losses.

The EU finally agreed on its $750 billion Recovery Plan, with $390 billion to come in the form of grants and the remainder in loans, sending the Euro Stoxx 50 up 0.5%.

Meanwhile, US markets gave back their early gains as a third round of stimulus became more unlikely, the Nasdaq down 0.9% and S&P 500 up 0.2%. This will mean a weaker start to today’s trading in Australia.

“Bumpy” path ahead

RBA Governor Philip Lowe delivered a much-anticipated speech on Tuesday, highlighting the ‘bumpy’ path ahead for markets. The RBA has been able to limit its bond purchases in the secondary market, i.e. from other major banks, and noted in its speech that it did not intend to purchase any bonds directly from the Government.

The Governor congratulated those people who contributed to a record amount of mortgage refinancing in May, yet with most refinances reducing interest paid to banks, this isn’t a great sign for shareholders in the likes of Westpac Banking Corp (ASX: WBC) and CBA.

I remain wary of the medium-term outlook for the ASX banks and suggest a lower than usual allocation is warranted with profit and dividends under pressure.

Looking globally, Swiss investment bank UBS Group AG (SWX: UBSG) rallied 2.6%, following in the footsteps of its US counterparts to grow its trading revenue by 43% and limit its profit fall to just 11%, or $1.23 billion.

Write-downs continue

As flagged previously, Santos Ltd (ASX: STO) announced an impairment or write-down of its oil and gas assets totalling US$700 – US$800 million due to the lower oil price. Management appear to be pushing forward with the Narrabri project despite the backdrop of multi-year low gas prices in Australia. The Santos share price finished 3.5% higher on the back of renewed optimism over COVID-19 vaccines.

It seems the middle of a pandemic is the best time to exit ‘non-core’ businesses as Downer EDI Ltd (ASX: DOW) reported a net loss of $150 million, a $386 million write-down of the value of the various businesses it has purchased, an exit from the engineering and construction division and a $400 million capital raising.

Soft drink stalwart Coca-Cola Co (NYSE: KO) added 2.5% after reporting a recovery in volumes in the second quarter, falling 16% compared to the previous 25%. On the other hand, Logitech International SA (SWX: LOGN), which makes keyboards and webcams among other products, posted a 23% increase in sales as the demand for the latter skyrocketed by 120% in the quarter.

This report was written by Drew Meredith, Financial Adviser and Director of Wattle Partners. To get in contact with Drew, click here to visit the Wattle Partners website.

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The Golden Rules of Investing

We might be experts in retirement, but with combined financial advice experience of 35+ years, we’ve nearly seen it all. 

In mid-2023, our senior team at Wattle Partners Financial Planning put the finishing touches on a brand-new report “The Golden Rules of Investing“.

In this free report, we outline the key principles that determine all of the portfolio construction and investment decisions of Wattle Partners. Collated over decades, this paper should be seen as a work-in-progress, constantly under review in light of the ever-evolving nature of markets. 

You’ll find the free report on my Author page. Simply click the button below to view the Golden Rules.

Information warning: The information on this website is published by The Rask Group Pty Ltd (ABN: 36 622 810 995) is limited to factual information or (at most) general financial advice only. That means, the information and advice does not take into account your objectives, financial situation or needs. It is not specific to you, your needs, goals or objectives. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. Please read our Terms and Conditions and Financial Services Guide before using this website. The Rask Group Pty Ltd is a Corporate Authorised Representative (#1280930) of AFSL #383169.


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Wattle Partners is a financial advice firm, servicing clients around Australia, specialising in retirement planning (pre and post retirement). 

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