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FY20 report: Has the AMP (ASX:AMP) share price bottomed?

After some self-inflicted pain, AMP Limited (ASX: AMP) appears to be turning the corner.

CEO Francesco De Ferrari looks to have surprised the market, announcing the company’s first dividend since 2018, a special payment of 10 cents per share. The dividend was accompanied by an on-market share buyback of $200 million, which should support the share price.

AMP’s long-awaited exit from life insurance has placed the company in an enviable position, with some $1.4 billion surplus capital even after accounting for these capital initiatives.

Looking closely, underlying profit fell 42% to $149 million from $256 million, a solid result despite the headwinds that have followed.

Every business line contributed to the result, with wealth management delivering $59 million, despite cutting the costs of its AMP North platform and losing $1.3 billion in super accounts; assets under management finished at $121 billion.

AMP Bank remains a growth driver, increasing customer deposits by 18% and delivering $50 million in profit, whilst AMP Capital remains the core profit centre, $72 million, even as performance-related fees on infrastructure and property assets fell 40% for the financial year. Management clearly sees the value in this business, repurchasing the 15% it doesn’t own from Mitsubishi UFJ Trust, a Japanese institutional investor.

My take: AMP delivered a solid result with clear signs the company has bottomed.

For a detailed write-up on AMP’s report, check out this article from Rask Media’s Owen Razskiewicz: AMP Limited (ASX:AMP) share price jumps 12% on special dividend

This report was written by Drew Meredith, Financial Adviser and Director of Wattle Partners. To get in contact with Drew, click here to visit the Wattle Partners website.

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The Golden Rules of Investing

We might be experts in retirement, but with combined financial advice experience of 35+ years, we’ve nearly seen it all. 

In mid-2023, our senior team at Wattle Partners Financial Planning put the finishing touches on a brand-new report “The Golden Rules of Investing“.

In this free report, we outline the key principles that determine all of the portfolio construction and investment decisions of Wattle Partners. Collated over decades, this paper should be seen as a work-in-progress, constantly under review in light of the ever-evolving nature of markets. 

You’ll find the free report on my Author page. Simply click the button below to view the Golden Rules.

Information warning: The information on this website is published by The Rask Group Pty Ltd (ABN: 36 622 810 995) is limited to factual information or (at most) general financial advice only. That means, the information and advice does not take into account your objectives, financial situation or needs. It is not specific to you, your needs, goals or objectives. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. Please read our Terms and Conditions and Financial Services Guide before using this website. The Rask Group Pty Ltd is a Corporate Authorised Representative (#1280930) of AFSL #383169.


Disclosure: Drew Meredith is the author of this post. He may maintain positions in the securities mentioned.

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Wattle Partners is a financial advice firm, servicing clients around Australia, specialising in retirement planning (pre and post retirement). 

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