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The Hub24 Ltd (ASX:HUB) share price is down but not out

The Hub24 Ltd (ASX: HUB) share price traded 5% lower on Tuesday after reporting its financial results.

Did you know you can read more about the company and now use Rask Media’s interactive HUB share price chart?

Here’s my quick-take on Hub’s report…

Record result for platform Hub24

Hub24 followed the script set by Praemium Ltd (ASX: PPS) and Netwealth Ltd (ASX: NWL), delivering a record annual inflows to their platform of $4.9 billion. This includes its independent investment and superannuation platform.

The flood of financial advisers leaving the major banks, along with a substantial investment in innovation, has meant Hub24’s market share continues to grow.

As evidenced by NWL, once platform businesses hit cash flow break-even, revenue and profits begin to fly as overheads as a percentage of revenue reduce.

In this case, Hub24’s revenue increased 37% to $74.3 million as group assets under management (AUM) reached $17.2 billion, a 34% increase. This resulted in a 60% increase in profit to $24.7 million and margin expansion from 33.3% to 38.6% due to the benefits of scale.

Hub24’s management team are now targeting total AUM of between $28 billion and $32 billion despite the pandemic and saw fit to increase the dividend by 35% to 3.5 cents per share.

As highlighted in Praemium’s result, financial advisers are increasingly drawn to Hub’s ‘Managed Portfolios’. These allow discretion over individual investment decisions and provide huge efficiencies of scale for advisers.

My take: Solid result, albeit with AUM growth behind expectations.

The Golden Rules of Investing

We might be experts in retirement, but with combined financial advice experience of 35+ years, we’ve nearly seen it all. 

In mid-2023, our senior team at Wattle Partners Financial Planning put the finishing touches on a brand-new report “The Golden Rules of Investing“.

In this free report, we outline the key principles that determine all of the portfolio construction and investment decisions of Wattle Partners. Collated over decades, this paper should be seen as a work-in-progress, constantly under review in light of the ever-evolving nature of markets. 

You’ll find the free report on my Author page. Simply click the button below to view the Golden Rules.

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At the time of publishing, Drew does not have a financial or commercial interest in any of the companies mentioned.

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Wattle Partners is a financial advice firm, servicing clients around Australia, specialising in retirement planning (pre and post retirement). 

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