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S&P/ASX 200 morning report – ASX bank shares rally

The S&P/ASX 200 (ASX: XJO) is expected to follow a positive lead from US markets and open higher on Monday. Here’s what’s making headlines.

ASX 200 share market recap

The ASX 200 staged a stunning recovery, finishing Friday 1.5% higher leading to a 1.7% improvement for the week. The financial sector, up 3.7%, contributed over half of the recovery on its own, ANZ Banking Group Ltd (ASX: ANZ) and National Australia Bank Ltd (ASX: NAB) adding over 6% after the Treasurer announced that ‘Responsible Lending’ laws established in 2009 would be repealed.

These regulations effectively limited bankers’ discretion on assessing the spending habits of borrowers and according to sources have been a handbrake on loan applications in recent years. The change bodes well for stability in the property market, particularly when combined with all-time low borrowing rates.

The materials sector also recovered on Friday, adding 1.9%, as iron ore and the gold price improved, but finished the week down 2.3%. Newcrest Mining Limited (ASX: NCM), up 3%, led the way with the USD gold price fall offset by a 3% fall in the AUD over the week.

Washington H Soul Pattison (ASX: SOL) and Service Stream Limited (ASX: SSM) led the market for the week, rising 14.4% and 12.2%, respectively on company-specific news.

Stay at home trade finishes higher, cruising into 2021

It was another mixed week for US markets. The S&P 500 finished 0.6% lower despite a 1.6% recovery on Friday, as signs of a slower economic recovery hit confidence. Once again, the Nasdaq outperformed, finishing 1.9% higher for the week and up 2.3% on Friday, as discussions on another US$2.2 trillion stimulus package recommenced.

Markets remain mixed, with the so-called ‘stay at home’ trade including Microsoft Corporation (NASDAQ: MSFT) and Zoom Video Communications Inc (NASDAQ: ZM) benefitting from economic restrictions.

On the other hand, more cyclical businesses including energy and financials had another tough week as COVID-19 cases continue to spike on both sides of the Atlantic. The leisure cruising sector rebounded on Friday, Carnival Cruises (NYSE: CCL) up 9.7% after research house Barclays suggested the sector may be nearing an end to restrictions as they institute extensive safety policies.

Back in Australia, the Solomon Lew-run Premier Investments Limited (ASX: PMV) reported its full-year results. The retailer revealed record online sales of $220 million, a 49% increase, which contributed to a 29% jump in profit for the financial year to $138 million.

My three takeaways from the week

My three takeaways this week start with the renewed focus on climate and energy policy. Whether it was the Federal Government putting forward an ambitious energy policy and innovation agenda or Wesfarmers Ltd (ASX: WES), it’s clear that the post-pandemic recovery will be powered by a push to a more sustainable economy. This is something Owen and I discussed in our most recent weekly video.

As highlighted by ex-Prime Minister Paul Keating during the week, if there has ever been a time for the government to run deficits it is now. Keating aggressively put forward the case for a focus on saving jobs by any means necessary, putting pressure on the RBA to do much more. It is this willingness to undertake fiscal stimulus that will determine which countries recover more quickly from the second and subsequent waves of the virus.

Finally, it’s clear that volatility is just beginning. After several months of strong recovery, the ‘wall of worry’ lies ahead as economies continue to diverge. In this environment, alternative assets will play an important role, but not all are created equal.

This article was written by Drew Meredith, Financial Adviser and Director of Wattle Partners. To get in contact with Drew, click here to visit the Wattle Partners website.

The Golden Rules of Investing

We might be experts in retirement, but with combined financial advice experience of 35+ years, we’ve nearly seen it all. 

In mid-2023, our senior team at Wattle Partners Financial Planning put the finishing touches on a brand-new report “The Golden Rules of Investing“.

In this free report, we outline the key principles that determine all of the portfolio construction and investment decisions of Wattle Partners. Collated over decades, this paper should be seen as a work-in-progress, constantly under review in light of the ever-evolving nature of markets. 

You’ll find the free report on my Author page. Simply click the button below to view the Golden Rules.

Information warning: The information on this website is published by The Rask Group Pty Ltd (ABN: 36 622 810 995) is limited to factual information or (at most) general financial advice only. That means, the information and advice does not take into account your objectives, financial situation or needs. It is not specific to you, your needs, goals or objectives. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. Please read our Terms and Conditions and Financial Services Guide before using this website. The Rask Group Pty Ltd is a Corporate Authorised Representative (#1280930) of AFSL #383169.


Disclosure: At the time of publishing, the author of this article does not have a financial or commercial interest in any of the companies mentioned.

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Wattle Partners is a financial advice firm, servicing clients around Australia, specialising in retirement planning (pre and post retirement). 

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