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3 ASX shares I’d buy in December

There are a few ASX shares that I'd be very interested in buying in December. One of those ideas is A2 Milk Company Ltd (ASX:A2M).

There are a few ASX shares that I’d be very interested in buying in December.

Although share markets keep rising, as they have been since the end of March 2020, I think there are some opportunities.

There are some businesses that have dropped back after the COVID-19 vaccine news, despite recent trading updates showing continuing strong growth and a good long term future.

Pushpay Holdings Ltd (ASX: PPH)

Pushpay is a digital giving business that helps large and medium US churches receive donations.

The company is rapidly expanding in the US. Total processing volume went up 48% to US$3.2 billion in the FY21 first half result. It’s expecting more volume as it wins more churches and more people adopt Pushpay’s technology. Its operating revenue increased by 53% to US$85.6 million.

For me, the most important thing is that due to its software nature, Pushpay reported further strengthening of its margins. The gross margin improved from 65% to 68% in the most recent half. Pushpay is expecting even more margin growth as it gains scale.

As it gets closer to its US$1 billion annual revenue target, I think it will be even more profitable on each extra revenue dollar.

At the current Pushpay share price, it’s valued at 31 times the estimated earnings for the 2022 financial year.

A2 Milk Company Ltd (ASX: A2M)

The A2 Milk share price continues to drift lower as the tension between China and Australia (plus allies) rises.

Perhaps it is warranted for the A2 Milk share price to be lower as uncertainties increase. Its growth is being stunted at the moment, largely because of COVID-19 impacts that are hurting daigou sales in Australia. But I think this is a temporary issue that will be resolved as vaccines are distributed.

A2 Milk is also rapidly growing its Chinese-based business, which will hopefully be able to get around the existing logistical issues.

Besides, A2 Milk is a New Zealand business. It’s Australia that’s facing the heat with China.

At the current A2 Milk share price it’s priced at 22 times the estimated earnings for the 2022 financial year.

MFF Capital Investments Ltd (ASX: MFF)

As I mentioned last month, I have been acquiring MFF Capital shares as I think it’s well positioned to deliver long term growth due to its global investment mandate and focus on quality businesses at good prices.

The 2010s were a great decade for the listed investment company (LIC) and I think the 2020s could be another good decade with holdings like Visa, Mastercard and Amazon. The world is going online and there are more digital payments.

The strength of the Australian dollar also makes it look better value at the moment in my opinion. It’s currently priced at a reasonably small discount to its net tangible assets (NTA) per share.

There are also other ASX growth shares I’ve got my eyes on such as EML Payments Ltd (ASX: EML) and Redbubble Ltd (ASX: RBL).

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At the time of publishing, Jaz owns shares of MFF Capital.
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