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S&P/ASX 200 morning report – Afterpay & Tyro shares in focus

The S&P/ASX 200 (ASX: XJO) is expected to slide when the market opens on Monday. Here’s what’s making headlines.

ASX snaps winning streak, Afterpay overtakes Telstra

The ASX 200 finished flat on Friday sending the index to its first negative week in over a month, down 0.6%.

Afterpay Ltd (ASX: APT) was once again the standout, moving 10.0% higher and overtaking Telstra Corporation Ltd (ASX: TLS) as it moved to a market capitalisation of $38 billion. The company has been a key beneficiary of the low interest rates, not only via its access to the capital required to fund its buy now pay later transactions but also in terms of its valuation.

Any doubt that interest rates were not having the desired effect on the economy will be quickly forgotten with new home loans increasing 5.6% in November to $24 billion, representing a 23.7% increase on the same time in 2019. Banks are clearly not shying away from lending, which will support property markets in the short-term, at least until interest rates are forced higher.

Elsewhere, Tyro Payments Ltd (ASX: TYR), which manages EFTPOS terminals around Australia, was the subject of a short attack, falling 11.8% before entering a trading halt. Management has deemed the views of activist firm Viceroy Research ‘false assertions’ which suggest the group offered inferior, outdated technology.

Featured video: How Viceroy Research started

US markets finish lower, banking sector disappoints

US markets struggled on Friday, with the S&P 500 falling 0.7% and the Nasdaq 0.9%, leaving both 1.5% lower for the week.

It was a trifecta of news, with incoming President Joe Biden announcing his ‘Rescue Plan’ for the American economy, flagging another US$1.9 trillion in spending. The question now is whether this legislation can be passed in full, with markets shuddering at Biden’s comment regarding potential tax hikes.

Not unexpectedly, retail sales fell 0.7%, with expectations they would remain flat, with the political impasse and spiralling death rates clearly beginning to slow the economy.

Investment bank JP Morgan (NYSE: JPM) smashed expectations, reporting a 42% increase in profit for the quarter to US$12.1 billion on the back of a slight increase in revenue; shares fell 1.8%.

Meanwhile, Wells Fargo (NYSE: WFC) fell 7.8% after management highlighted the impact low interest rates were having on its interest margin. Profit was stronger than expected at US$2.99 billion, but an unexpected fall in revenue clearly shocked investors; expect similar themes in the Australia market, with loan growth the only saviour.

My three key takeaways from the week

As per usual, here are my three key investor takeaways from the week.

1. Digital advertising in focus

The major social media advertising firms, but particularly Alphabet (NASDAQ: GOOGL), Facebook (NASDAQ: FB) and Twitter (NASDAQ: TWTR), may have done themselves a disservice this week.

Already under pressure from both sides of politics due to their ‘filters’ on content, the decision, rightly or wrongly, to continue to block users has placed additional pressure on lawmakers to curb their control and ability to censor them.

2. Energy sector on fire

The energy sector, specifically oil and gas, continued its stellar run, finishing 4.1% higher in Australia on the back of cooler weather in key Asian markets and much-needed supply cuts from OPEC.

The oil price is nearing US$60 once again, which appears to be a false market, the most attractive plays in the sector remain those with a foot in both camps, being traditional and renewable energy sources.

3. Australia a global laggard

Without joining the chorus against Afterpay, its ascension to the 13th largest company on the ASX offers some insight into the issues facing our country. After years of reliance on China, we have underinvested in technology and innovation, with a ‘lay buy’ business among our most innovative companies.

By comparison, our competitors in the US and China are creating leaders in areas ranging from robotics to artificial intelligence and even the creation of vaccines.

The Golden Rules of Investing

We might be experts in retirement, but with combined financial advice experience of 35+ years, we’ve nearly seen it all. 

In mid-2023, our senior team at Wattle Partners Financial Planning put the finishing touches on a brand-new report “The Golden Rules of Investing“.

In this free report, we outline the key principles that determine all of the portfolio construction and investment decisions of Wattle Partners. Collated over decades, this paper should be seen as a work-in-progress, constantly under review in light of the ever-evolving nature of markets. 

You’ll find the free report on my Author page. Simply click the button below to view the Golden Rules.

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Disclosure: At the time of publishing, the author of this article does not have a financial or commercial interest in any of the companies mentioned.

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Wattle Partners is a financial advice firm, servicing clients around Australia, specialising in retirement planning (pre and post retirement). 

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