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S&P/ASX 200 morning report – CBA, CIM & PPS shares in focus

The S&P/ASX 200 (ASX: XJO) is set to slide when the market opens on Thursday according to the latest SPI futures. Here’s what’s making headlines.

ASX 200 pushes higher, CBA reveals dividend boost

The ASX 200 finished 0.5% higher, with every sector but consumer discretionary adding to returns. IT was once again the standout with both Afterpay Ltd (ASX: APT) and Zip Co Ltd (ASX: Z1P) hitting all-time highs as BNPL valuations took another leap forward. Whilst reported growth rates are exceptional, it is clear that competition is increasing and likely to impact on profitability going forward. Challenger Ltd (ASX: CGF) recouped a portion of Tuesday’s losses, finishing 4.7% higher.

Commonwealth Bank of Australia (ASX: CBA) led the earnings reports yesterday. With all eyes on the dividend, management delivered $1.50 per share. That represents a 53% increase on the small 2020 dividend, but 25% down on the previous year. Cash profit fell 10.8% to $3.88 billion with business lending beginning to accelerate, growing at three times the rest of the banking system. The company reported a 0.03% fall in its net interest or profit margin, to 2.01%, as low interest rates impact on profitability.

CommSec on the other hand was a highlight, benefitting from the Robinhood story, reporting 230,000 new accounts opened in 2020 and a doubling of trading volume to $110 billion. Doomsday loan default scenarios have been avoided, with just 25,000 home loans deferred as at 31 December down from 145,000 in June. CEO Matt Comyn flagged his intention to continue flexing CBA’s market share muscle, now 34%, in order to expand its services and extract further efficiencies. The CBA share price fell 1.5% despite the improved dividend.

Featured video: The Australian Finance Podcast ft. Morgan Housel

CIMIC share price smashed, more records for Praemium

Construction and engineering firm CIMIC Group Ltd (ASX: CIM), previously Leighton Holdings, lost close to a third of its market cap yesterday, dropping 17.1% after closing out a difficult half. Management reported a 22.4% fall in revenue to $11.41 billion, with a lack of new contracts and stalling of a number of projects hurting the bottom line.

CIMIC’s 2019 figures were impacted by significant write-downs, but 2020 hasn’t been much better with underlying profit falling 25% to $600.5 million. Construction profits – the lowest-margin business – were down 34.6% to $307.6 million, Services profit fell 31.7% to $104.6 million and corporate costs netted a loss of $202.3 million. On the positive side, the company declared a 60 cent dividend, the first since October 2019.

Sticking with construction, Lendlease Group (ASX: LLC) CEO Steve McCann resigned, with head of Asia Tony Lombardo set to take over the position ahead of a very difficult period for the apartment and commercial builder. Both CIMIC and Lendlease appear to be facing major headwinds and uncertainty, particularly around office and apartment construction.

Elsewhere, Praemium Ltd’s (ASX: PPS) record-breaking year continued, with funds under administration 69% higher to $34.3 billion, now exceeding Hub24 Ltd (ASX: HUB) which administers around $31 billion. Scale has delivered profitability, albeit a small one, with net profit doubling to $3.0 million in the first half. Despite the result, Praemium shares edged lower yesterday to finish the day down 0.6%.

US markets mixed, Twitter and Coca-Cola surprise

US markets were mixed on Wednesday, with the Nasdaq breaking its winning streak, falling 0.3%, but the Dow Jones heading to another record high, adding 0.2% after a number of major industrial companies reported earnings.

Concerns that inflation was becoming an issue will abate for another few months, with US inflation just 0.3% in January suggesting the spending boom of 2020 has slowed.

Coca-Cola (NYSE: KO) outperformed expectations, growing earnings per share 6% despite a 5% fall in quarterly revenue to US$8.61 billion. Profit also fell 28% for the quarter to $US1.46 billion as slower sales impacted margins, with cost-cutting not sufficient to offset the falls.

Social media platform Twitter (NASDAQ: TWTR) rallied 13.2% despite struggling to benefit from the best digital ad market in recent memory. Sales did however rise 28% to US$1.29 billion ahead of expectations, contributing to net profit of US$222 million for the quarter.

Shifting our focus back to local markets, Telstra Corporation Ltd (ASX: TLS), AMP Limited (ASX: AMP), Transurban Group (ASX: TCL) and Magellan Financial Group Ltd (ASX: MFG) are all set to release earnings results today. For all the latest coverage on reporting throughout February, make sure to bookmark Rask Media’s reporting season page and ASX reporting season calendar.

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Disclosure: At the time of publishing, Drew owns shares in Zip.

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Wattle Partners is a financial advice firm, servicing clients around Australia, specialising in retirement planning (pre and post retirement). 

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