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ASX 200 morning report – COH, QBE, SSG & CWY shares in focus

The S&P/ASX 200 (ASX: XJO) is set to open slightly lower on Monday according to the latest SPI futures. Here’s what investors need to know as we head into week four of ASX reporting season.

Tough finish to the week

The ASX 200 dropped 1.3% on Friday, sending the benchmark to a 0.2% loss for the week despite a strong series of company reports.

Friday’s weakness was driven by the energy sector, which fell 3.6%, and mining, down 2.4% with the likes of BHP Group Ltd (ASX: BHP) and Rio Tinto Limited (ASX: RIO) giving back some gains from earlier in the week.

Investors are clearly still coming to terms with what the economy looks like post the pandemic and the potential impacts of massive fiscal stimulus.

Across the week it was Coles Group Ltd (ASX: COL) and Netwealth Group Ltd (ASX: NWL) among the biggest laggards, falling 9.6% and 13.8%, respectively, due to pessimistic comments on the near-term outlook.

4 ASX reports from Friday

Cochlear share price rallies despite taking a hit

Cochlear Limited (ASX: COH) was the report of note, announcing a 4% fall in revenue to $742.8 million, but reporting a 50% profit increase on the back of a number of one-off gains.

The Cochlear share price finished 8.4% higher upon news the dividend would be reinstated amid signs that hearing implant surgeries were slowly returning to normal.

No dividend in sight for QBE

QBE Insurance Group Ltd (ASX: QBE), on the other hand, reported a full-year loss of US$1.5 billion down from US$550 million in the year prior. This came despite the group seeing premium income increase 10.4% and renewal rates growing 9.8%; the dividend remains cancelled.

I’ve regularly highlighted the challenging nature of insurance for investors, something reiterated by the significant cost increases for policyholders, but significant losses due to ballooning claims.

Beard trimming in vogue

Shaver Shop Group Ltd (ASX: SSG) reported an 85.5% increase in profit to $14.2 million, powered by a 102% increase in online sales in the half. The company is clearly benefitting from two trends: the renewed popularity of facial hair and improving male hygiene brought on by the pandemic.

Revenue increased 15% with the profit margin adding 3.4% to 44.7% due to an increasing level of low cost, online sales. The dividend was increased by 52.4% on the news and management confirmed no JobKeeper was received. Despite this, Shaver Shop shares finished the day down 2.1%.

Garbage remains resilient

After a difficult few months for the company, Cleanaway Waste Management Ltd (ASX: CWY) reported a somewhat straightforward finish to the year, announcing the largest dividend since 2008, up 12.5% on the previous year.

Revenue improved slightly by 2.2% to $1.17 billion, with personal waste collection offsetting weakness in city and industrial collection in the middle of Melbourne’s lockdown. Cleanaway shares fell 3.4% on the news.

US markets finish flat

US markets closed reasonably flat on Friday, the Nasdaq up just 0.07% and the S&P 500 lower by 0.2%, sending the weekly losses to 1.6% and 0.7%, respectively.

Once again it was increasing bond rates, which moved to 1.34%, that are putting pressure on markets, with the bond proxies including consumer staples and utilities among the hardest hit.

At the same time, Treasury Secretary Janet Yellen continues to advocate for significant stimulus to support failing small businesses and struggling families despite the threat of this overheating the economy.

One of my preferred asset classes, global smaller companies, continues to outperform, with the sector more connected to the real economy and less to the global tech giants.

My 3 investor takeaways from the week

Margins in focus

The surprise takeaway for the week was the resilience of profit margins across Australia’s largest businesses. In the case of the big four banks, the expectation that near-zero interest rates would result in a further contraction in their net interest margins has not come to fruition.

A number of central bank policies, including the Term Funding Facility (TFF), have ensured their cost of capital remains incredibly low, offering huge amounts of capital and powering the lending boom.

The case is similar for the likes of Wesfarmers Ltd (ASX: WES) businesses Bunnings and Officeworks, or for Shaver Shop as highlighted above, with the forced adoption of online sales offering lower-cost fulfilment and inventory turnover, delivering significant operating leverage.

Dividends but not as we know them

Whilst dividend announcements from the banking sector are another quarter away, they remain very much in focus during reporting season.

Each of the major mining companies delivered record dividends, whilst a series of smaller, e-commerce powered companies also joined the club.

Extrapolating growth

Finally, the question for investors as we move forward into 2021 is what is actually priced into company valuations today. I’m not suggesting a bubble is building, but rather assessing the appropriateness of current valuation on what are cyclical companies.

Whilst the short-term history has been strong for the likes of Domino’s Pizza Enterprises Ltd (ASX: DMP), ARB Corporation Limited (ASX: ARB), and JB Hi-Fi Limited (ASX: JBH), each is trading at a valuation that suggests current conditions will continue for the foreseeable future.

Looking ahead, Bingo Industries Ltd (ASX: BIN), Tyro Payments Ltd (ASX: TYR) and Lendlease Group (ASX: LLC) are expected to report today, as per Rask Media’s ASX reporting season calendar.

The Golden Rules of Investing

We might be experts in retirement, but with combined financial advice experience of 35+ years, we’ve nearly seen it all. 

In mid-2023, our senior team at Wattle Partners Financial Planning put the finishing touches on a brand-new report “The Golden Rules of Investing“.

In this free report, we outline the key principles that determine all of the portfolio construction and investment decisions of Wattle Partners. Collated over decades, this paper should be seen as a work-in-progress, constantly under review in light of the ever-evolving nature of markets. 

You’ll find the free report on my Author page. Simply click the button below to view the Golden Rules.

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Disclosure: At the time of publishing, Drew owns shares in Cleanaway and Tyro.

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Wattle Partners is a financial advice firm, servicing clients around Australia, specialising in retirement planning (pre and post retirement). 

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