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2 ASX growth shares I’d buy in November 2021

I think that these 2 ASX growth shares could be good buys in November 2021, including donation business Pushpay Holdings Ltd (ASX:PPH).

I am always on the lookout for quality ASX growth shares that may be able to deliver good returns over the long-term if they continue on the path they are on.

A business that is growing doesn’t automatically make it a compelling investment. I think it needs to make sense at the current price as well.

That’s why I like the look of these two ASX growth shares:

Pushpay Holdings Ltd (ASX: PPH)

Pushpay is a leading business in the faith donation space. It is helping large and medium US churches accept billions of dollars of donations each year. And how much it processes is rapidly growing.

In FY21 alone it processed US$6.9 billion of donations, which was an 39% increase year on year. This helped operating revenue grow by 40% to US$179.1 million.

One of the main attractions about Pushpay is the growing profit margins. In the last financial year, the gross profit margin rose three percentage points from 65% to 68%, which is a pretty big increase in one year. Whilst operating revenue grew 40%, operating expenses only grew by 9%. As a percentage of operating revenue, operating expenses improved by 11 percentage points, from 47% to 36% for the ASX growth share.

Pushpay says that it’s expecting significant operating leverage to occur as operating revenue grows whilst operating expense growth remains low.

All of the above attributes helped Pushpay grow its operating cashflow by 145% in FY21 to US$57.6 million. The company can use this cashflow to make acquisitions, like Resi Media.

At the latest Pushpay share price, it’s valued at 30 times the estimated earnings for the 2021 financial year.

Betashares Global Quality Leaders ETF (ASX: QLTY)

This is one of my favourite exchange-traded funds (ETFs). It’s a global-based portfolio from across the world, not just one country. But it doesn’t just invest in everything.

Only businesses that do well on multiple metrics are allowed into the portfolio of around 150 names. Those metrics are: return on equity (ROE), debt to capital, cashflow generation and earnings stability. When you combine those four factors, you’re left with a very quality group.

Some of the names in the ASX growth share portfolio today includes: Advanced Micro Devices, Nvidia, Novo Nordisk, UnitedHealth, Accenture, Applied Materials, Intuit, Roche Alphabet and L’Oreal.

Normally, an active manager would charge quite a bit for this sort of global portfolio construction. However, the annual management fee is just 0.35%.

Whilst past performance can’t be relied on, I think its net performance of 21% per year since November 2018 is a sign that this quality rules-based investing can really work.

$50,000 per year in passive income from shares? Yes, please!

With interest rates UP, now could be one of the best times to start earning passive income from a portfolio. Imagine earning 4%, 5% — or more — in dividend passive income from the best shares, LICs, or ETFs… it’s like magic.

So how do the best investors do it?

Chief Investment Officer Owen Rask has just released his brand new passive income report. Owen has outlined 10 of his favourite ETFs and shares to watch, his rules for passive income investing, why he would buy ETFs before LICs and more.

You can INSTANTLY access Owen’s report for FREE by CLICKING HERE NOW and creating a 100% FREE Rask Account.

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At the time of publishing, Jaz does not have a financial or commercial interest in any of the companies mentioned.
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