Marty Pomeroy is the CEO of Smartpay Ltd (ASX: SMP), a rapidly-growing payments terminals business in Australia and New Zealand.
Listen now: Apple Podcasts, Spotify, YouTube & Castbox
On this Australian Investors Podcast episode, Smartpay’s Marty Pomeroy and Owen Rask take a deep dive into the payments market in Australia and New Zealand, covering everything from how payments are facilitated to the difference between online and in-store.
Topics covered by Smartpay’s Marty Pomeroy and Owen Rask include:
- Marty’s journey with Smartpay
- Smartpay versus Tyro Payments Ltd (ASX: TYR) versus the big banks, like Commonwealth Bank of Australia (ASX: CBA) and Westpac Banking Corp (ASX: WBC)
- Point-of-sale (POS) software versus payment terminals
- The payments ecosystem in Australia versus New Zealand versus China
- EFTPOS versus Mastercard (NYSE: MA) and Visa (NYSE: V)
- Take rates between card issuers, banks, schemes/interchange and payments providers (i.e. profit margins)
- The difference between an acquirer and a regulated bank in Australia
- SmartCharge payments versus Merchant Services Fees (MSF)
- The terminal value of payments companies
- The future of in-store versus online payments – and how omnichannel might impact this
This is a fantastic episode with one of Australia and New Zealand’s payments company leaders. It provides unique insights into the mechanics of electronic and digital payments companies, the opportunity set in Australia and beyond, and how big tech might change the payments industry landscape.
~~ A note for transparency: we receive nothing ~~
Rask, the publisher of the podcast series, is a privately owned company. It’s majority-owned and run by Owen. Unless explicitly stated otherwise, you can assume that Owen and Rask Group receive nothing for mentioning companies, products or services in our podcasts.
Date of recording: 7th of April, 2022.