💰 Dividend income, diversification & growth alts. | Passive Income [1/5]

Part 1/5 of the Passive Income series on The Australian Investors Podcast features Owen Rask and Drew Meredith, CFP.

Owen and Drew discuss how to build a diversified portfolio from scratch, whether a 4% portfolio income yield is still achievable and more. 

Listen to the Podcast

Video version available now

Topics:

Topics covered in Part 1 include:

• Balancing capital growth versus dividend income
• How tax works on:
  • Blue-chip shares
  • Managed funds
  • ETFs
  • Superannuation
  • Investment property
• Historical returns (over various timeframes)
  • Australian equities – 9-10% per year, half from income
  • Australian property – 9-10% per year, ~2% from income
  • Bonds – currently yielding 3.5%, up below 1% a year ago
  • Diversified portfolios – 7-10% in the past is now 4-6%
• Strategic Asset Allocation (SAA) and diversifying your portfolio
• Sniff test:
  • Direct stocks
  • LICs
  • REITs
  • Residential property
  • Commercial
  • Crypto
  • Managed funds
  • ETFs
• Drew’s “growth alternatives” bucket