What are the best personal finance apps and top investing tools for 2022 and 2023?
We often mention different personal finance apps that weāve found helpful when it comes to our personal finances on The Australian Finance Podcast, so in this episode weāre bringing them all together for you in one spot.
From record-keeping, budgeting, banking, investing and making money, thereās an app out there for most things nowadays, today weāre sharing some of our favourites.
ā ļø Just so weāre clear, we do notĀ get paid for including any of these companies in todayās episode, and are purely mentioning them as theyāve been helpful to us. But, we do have a long-term flat-fee partnership arrangement with Pearler, who help us bring this show to life.
Of course, this is also a non-exhaustive list, so make sure you do your own research and find the best solution for your own unique needs!
Kate’s top 3 personal finance apps
- Sharesight – the ultimate in tax reporting for share and ETF portfolios
- Up Bank and Banking – CommBank – emojis, planning your finances and helping you understand your money habits
- Raiz – for automatic round-ups, getting started investing and rewards programs
Owen Rask’s top 3 personal finance apps
- Pearler – for automation & ‘paying the bill’ of investing. Get $10+ of credit using the Rask coupon code.
- Xero – awesome for small business
- ING – scheduled direct debits, BPAY and transfers (e.g. ‘one day after my payday, automatically transfer $2,000 for rent’)
- Notion – life, finance and investment admin (Owen uses it for his investment research notes)
Note: Pearler is a long–term sponsor of The Australian Finance Podcast but we’re not paid to mention it. And Owen assures us it’s seriously one of his favourite. Rask doesn’t earn any type of referral/affiliate-style income from any partner/sponsor.