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Our best budgeting, finance & investing apps (2022)

What are the best personal finance apps and top investing tools for 2022 and 2023? Kate Campbell & Owen Rask share their top finance apps for 2022.

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What are the best personal finance apps and top investing tools for 2022 and 2023?

We often mention different personal finance apps that weā€™ve found helpful when it comes to our personal finances on The Australian Finance Podcast, so in this episode weā€™re bringing them all together for you in one spot.

From record-keeping, budgeting, banking, investing and making money, thereā€™s an app out there for most things nowadays, today weā€™re sharing some of our favourites.

āš ļø Just so weā€™re clear, we do notĀ get paid for including any of these companies in todayā€™s episode, and are purely mentioning them as theyā€™ve been helpful to us. But, we do have a long-term flat-fee partnership arrangement with Pearler, who help us bring this show to life.

Of course, this is also a non-exhaustive list, so make sure you do your own research and find the best solution for your own unique needs!

Kate’s top 3 personal finance apps

  1. Sharesight – the ultimate in tax reporting for share and ETF portfolios
  2. Up Bank and Banking – CommBank – emojis, planning your finances and helping you understand your money habits
  3. Raiz – for automatic round-ups, getting started investing and rewards programs

Owen Rask’s top 3 personal finance apps

  • Pearler – for automation & ‘paying the bill’ of investing. Get $10+ of credit using the Rask coupon code.
  • Xero – awesome for small business
  • ING – scheduled direct debits, BPAY and transfers (e.g. ‘one day after my payday, automatically transfer $2,000 for rent’)
  • Notion – life, finance and investment admin (Owen uses it for his investment research notes)

Note: Pearler is a longterm sponsor of The Australian Finance Podcast but we’re not paid to mention it. And Owen assures us it’s seriously one of his favourite. Rask doesn’t earn any type of referral/affiliate-style income from any partner/sponsor.

Honourable mentions

  • AFR – leader for financial news (student rates are on offer!)
  • CommSec – the app is good for news alerts
  • TIKR – company research, annual reports and data on every stock/company
  • Your local library apps — save some money & suppor the library!

Podcast resources

Don't look down for great deals šŸ‘‡

šŸ“± Pearler, the broker for long-term investors.

Sign-up to Pearler using the code ā€œRASKā€ for $15 of Pearler CreditĀ and learn more about Pearler Rewards here.

šŸŒ Betashares ETFs

Discover the broadest range of Exchange-Traded Funds (ETFs) in Australia on betashares.com.au.

šŸ’ø PocketSmith, a productivity booster for your money.

PocketSmith is not just a budgeting app, it’s an advanced tool that connects to nearly every bank worldwide. Basically, it’s a productivity booster for your money. With PocketSmith, you can organise your money your way and even collaborate with your household and advisors.

Ready to manage your money like a pro? PocketSmith has a special deal for Australian Finance Podcast listeners. Click here to get 50% off your first two months of PocketSmithā€™s Foundation plan.

The information on this website and in our podcasts is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you donā€™t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read ourĀ Terms & ConditionsĀ andĀ Financial Services Guide before using this website.

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