“Rates are going down”, yelled our makeshift economist Andrew Deremyth on The Australian Investors Podcast, following the collapse of Silicon Valley Bank (SVB).
Meanwhile, leading Australian “finfluencer” (whatever that means), Owen Rask, explains his primitive understanding of GPT4…
Finance bros explaining how any technology actually works. #GPT4 pic.twitter.com/x8fJ4Fm8JO
— Owen Rask 🇦🇺 (@OwenRask) March 17, 2023
And over in the land of sensible investing wisdom, financial planner Drew Meredith and analyst Owen Rask answered your questions on how to generate passive income from stocks, whether Global X FANG+ ETF (ASX: FANG) should be Core or Satellite, quality ETFs and more. You’ll find heaps of great questions were answered on this week’s show, some of which are shown below.
The Australian Investors Podcast, Australia’s best investing podcast for professionals and private investors, is back for “2 sense”, hosted by investment analyst Owen Rask and financial planner Drew Meredith, CFP (AKA Andrew Deremith). Join 57,000 investors who listen every month.
Here are some of the questions we attempted to answer
| Straight To The Pool Roomirus | I’ve moved to Australia 15 months ago, and I am planning to stay here at least for some more years (minimum of 5). I have built a stock market portfolio in my previous country, and I am thinking about investing here. Furthermore, I would like to know if is there a way to avoid double taxation? Or should I just keep focusing my investment in a single country? |
| The Wounded Turtle | Gents, you have already answered similar questions to this previously, however our situation is different by saying;
We too have an average mortgage of $400k and have also about $250k invested in shares – some short term holds, many of the view that we were never planning on selling them… We have since stopped putting money into savings and cranking all onto the loan. What is a smarter strategy ‘generally speaking’ for dealing with long term view with building a worthy nest egg verses ripping the Band-Aid off quickly to reduce the home loan down? I feel torn selling all of my babies off but see the benefits if we were to sell, though still having a decent mortgage remaining if selling them all however leaves me going will we achieve anything? Oh boy… Great show, thanks for the calming influence that it is not too difficult! |
| Let’s get on the bufet train | Considering the Aussie dollar is much lower than the American Dollar, do you think it’s a good idea to invest in the US market? |
| Turtlejizziz | Love the show and the banter, question is about lithium. Stocks have had a big run over the last few years and now seem to be pulling back, the real EV use hasn’t really kicked in yet so is it best to just hold on and wait for believe in the ever growing list of short sellers? |
| Ms Munger | Hi Owen & Drew, I’m a female investor in my early 30s and only got into investing around 2 years ago. I wish I had educated myself on all things finances a lot earlier. I’m super passionate about it and want to help more women get on top of their finances by giving general advice. What’s the best way to do that? I already have a masters degree in marketing and don’t necessarily want to start all over again. Is there a way to get involved without doing another bachelor or master in financial planning? Love your podcasts! |
| The Incompetent Tent Pole 🏆 – WINNER! | Hi! With many savings accounts now offering 4%+ (with hoops to jump through), is this now a legitimate alternative to investing in stocks/ETFs? Obviously, there are many factors to consider (biggest being risk appetite) but people often compare dividend yield from stocks to bonds, savings accounts and term deposits so can you do a pros/cons comparing 4%+ from interest in savings to 4%+ dividend yield and the benefits of compounding in both? |
| Humbled in 2022 | After reading his little book of common sense investing I’ve had John C Bogle’s voice inside my head telling me to stop ‘stock picking’ and start buying a passively managed SP500 fund. Now seems a great time. I like the look of iShares IVV because it has very low management fees. What are people saying about this product? |
| Lehman Moment | Hi Owen, what are your opinions on two failed banks in the US, especially SVB, being the second largest bank to fail since 2008? Could this be the turning moment for another global recession? |
| Sam | Im a tradie that wants to start investing. I currently have been using a paper trading app (stock sim) to get some experience and over the last year grew it 28%. I basically just picked businesses based on what I thought were growth industries and by how the stock price chart looked. That growth over the year was mainly due to FSLR growing 138%. Before I actually start investing I’d like to feel a little more confident on how to pick a good stock. I work full time and don’t have the time to go through all the data and facts and figures. Can I just buy on what I think is a good company or are there a few simple factors that I can take into account? Like P/E ratio, volume etc. I want to invest long term |
| Suggestion Box | Not sure if the team accepts speaker suggestions but if you do I’d be very interested to hear from Simon O’Connor, CEO of RIAA. He was mentioned briefly a few weeks back and would love to get to hear his thoughts in an episode. Love the show! |
| Europe Ian | Looking at adding a European ETF to my holdings to complement my VAS and IVV but getting frustrated with the choices. With feeder funds like VEQ it feels like too many cooks holding an AU domiciled ETF which holds a US domiciled ETF which THEN holds EU stocks. Betashares HEUR felt like a good option but has random Chinese and Saudi Arabian holdings, ESTX is hardly index tracking with 50 holdings, and the newly offered IISV has a similar concentrated focus. I’m drowning here guys help us out. |
| Richard Gere-Box | Hi Owen and Drew, question, as a long-time Pilbara Minerals shareholder, I noted in the company’s recent financial statement that they were looking at using cash profits to acquire another business… would this be another mining company? Or perhaps a business in another part of the lithium supply chain? Thoughts? |
| Andrew Derimeth’s Brother | Gents, firstly love the pod and q&a seems to be my favourite segment as I feel I learn the most by the assortment of different questions. I would really like a deeper dive on Asian equities.; I believe there is some great growth in this area over the next few years/decades. I would love to hear your views on this area and how to get the best exposure to this area? What percentage of your portfolio would you allocate to Asian equities if you had an aggressive growth portfolio? Should you get exposure through EM funds or purely Asian specific funds? Do you have any funds that you would recommend? Thoughts on the Fidelty Asian fund that’s unlisted? |
| Wazza Buffett | Would love to hear your thoughts on AQLT and how it compares to your others breakdown of Aussie ETFS. The quality factor seems to be very popular factor for etfs however seems to me as a perfect fit for Aussie equities as it removes potential stagnant companies that just produce high dividends but has low to no growth. Obviously my view is the later; good compounding capital growth over time. Thank you! |
this episode, you’ll LOVE our series. Episodes go live every Saturday at 7 am and Wednesday arvo.
