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Q&A: Broker analysis paralysis, too old to buy property & pay off my HECs?!

Kate Campbell, Owen Rask and financial adviser Drew Meredith, tackle questions ranging from paying off HECs in 2023, to buying tiny houses and whether you can have too many Vanguard ETFs.

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Today weā€™re cracking open the podcast question box to riff on some of the questions youā€™ve asked us recently.

In this episode, we cover a whole heap of different topics in a relaxed style, including:

šŸ’øĀ Buying a tiny house with a personal loan

šŸ’øĀ Can you have too many Vanguard ETFs?

šŸ’øĀ How old is too old to buy a property?

šŸ’øĀ Can you fund your retirement using ETFs?

šŸ’øĀ My HECs is growing, and indexation is up, WWYD?

šŸ’øĀ Dealing with broker analysis paralysis

Remember to send your questions our way for our next Q&A session.

Podcast episode resources

How do I check my HELP debt? You can check how much you owe on your HELP debt through the Australian Tax Office (ATO) either online through myGov or by contacting the ATO directly on 12 28 61. HECS-HELP | StudyAssist

Loan indexation: There is no interest charged on HELP debts. However, indexation is added to your debt on 1 June each year. Indexation is applied to your debt to maintain its real value by adjusting it in line with changes in the cost of living. Study and training loan indexation rates | Australian Taxation Office

Podcast series resources

How do I check my HELP debt? You can check how much you owe on your HELP debt through the Australian Tax Office (ATO) either online through myGov or by contacting the ATO directly on 12 28 61. HECS-HELP | StudyAssist

Loan indexation: There is no interest charged on HELP debts. However, indexation is added to your debt on 1 June each year. Indexation is applied to your debt to maintain its real value by adjusting it in line with changes in the cost of living. Study and training loan indexation rates | Australian Taxation Office

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The information on this website and in our podcasts is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you donā€™t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read ourĀ Terms & ConditionsĀ andĀ Financial Services Guide before using this website.

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