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Q&A: Work in healthcare? Listen to this. Plus, why offsets beat redraws & how to upgrade safely

Q&A: Work in healthcare? Listen to this. Plus, why offsets beat redraws & how to upgrade safely

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In this episode of The Australian Finance Podcast, Owen Rask is joined by Chris Bates, mortgage broker and founder of Blusk, to answer your property questions.

We L-O-V-E your property questions, so send them through to Chris Bates & Owen Rask:
https://bit.ly/3QtiY00

Property questions answered today:

  1. What is Lenders Mortgage Insurance (LMI), and am I eligible for a waiver?
  2. Redraw vs Offset: What’s better between offset accounts and redraw facilities?
  3. Where should I keep my emergency fund if I already own a property?
  4. I want to upgrade my property, but we’re in a rental crisis – should I sell my property or buy first?
  5. Is it risky to tell real estate agents my budget? How can I make the most of the local real estate agents without divulging everything?

Podcast resources

Don't look down for great deals 👇

📱 Pearler, the broker for long-term investors.

Sign-up to Pearler using the code “RASK” for $15 of Pearler Credit and learn more about Pearler Rewards here.

🌏 Betashares ETFs

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💸 PocketSmith, a productivity booster for your money.

PocketSmith is not just a budgeting app, it’s an advanced tool that connects to nearly every bank worldwide. Basically, it’s a productivity booster for your money. With PocketSmith, you can organise your money your way and even collaborate with your household and advisors.

Ready to manage your money like a pro? PocketSmith has a special deal for Australian Finance Podcast listeners. Click here to get 50% off your first two months of PocketSmith’s Foundation plan.

The information on this website and in our podcasts is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms & Conditions and Financial Services Guide before using this website.

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