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Creating a financial plan to buy your first home

Kate Campbell interviews financial adviser Alex Luck from Everest Wealth about buying property from a financial planning perspective.

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Housing on your mind?

Kate Campbell interviews financial adviser Alex Luck from Everest Wealth, one of our trusted advice partners at Rask. They discuss property from a financial planning perspective, including how to create a financial plan to purchase a home.

Get in touch with a trusted financial advisor like Alex here!

Here are some of the topics we cover:

  • Letā€™s talk about the impact housing has on your financesĀ Ā 
  • Why would someone go and see a financial advisor before buying a home?Ā 
  • We talk about seeing a mortgage broker but never a financial advisorā€¦
  • If I walk into your office and tell you I want to buy a house, what questions do you ask me, or what considerations do you prompt me to make?
  • What might indicate Iā€™m not ready to buy yet?
    • Vice versa – what would indicate Iā€™m ready to buy?
  • What goes into financially planning to buy a house?
    • Walk us through how we can make our financial plan
    • Insurances
  • What other strategies or incentives might be available? e.g. FHSSS
  • How much should I spend on a house? Can you talk through the considerations here?
    • Should I borrow to my maximum capacity?
  • Should I wait and buy with a partner/sibling etc.?
  • If you went to see a mortgage broker, what questions would you ask them?

Podcast resources

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The information on this website and in our podcasts is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you donā€™t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read ourĀ Terms & ConditionsĀ andĀ Financial Services Guide before using this website.

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