Housing on your mind?
Kate Campbell interviews financial adviser Alex Luck from Everest Wealth, one of our trusted advice partners at Rask. They discuss property from a financial planning perspective, including how to create a financial plan to purchase a home.
Get in touch with a trusted financial advisor like Alex here!
Here are some of the topics we cover:
- Let’s talk about the impact housing has on your finances
- Why would someone go and see a financial advisor before buying a home?
- We talk about seeing a mortgage broker but never a financial advisor…
- If I walk into your office and tell you I want to buy a house, what questions do you ask me, or what considerations do you prompt me to make?
- What might indicate I’m not ready to buy yet?
- Vice versa – what would indicate I’m ready to buy?
- What goes into financially planning to buy a house?
- Walk us through how we can make our financial plan
- Insurances
- What other strategies or incentives might be available? e.g. FHSSS
- How much should I spend on a house? Can you talk through the considerations here?
- Should I borrow to my maximum capacity?
- Should I wait and buy with a partner/sibling etc.?
- If you went to see a mortgage broker, what questions would you ask them?
