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Creating a financial plan to buy your first home

Kate Campbell interviews financial adviser Alex Luck from Everest Wealth about buying property from a financial planning perspective.

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About this episode

Housing on your mind?

Kate Campbell interviews financial adviser Alex Luck from Everest Wealth, one of our trusted advice partners at Rask. They discuss property from a financial planning perspective, including how to create a financial plan to purchase a home.

Get in touch with a trusted financial advisor like Alex here!

Here are some of the topics we cover:

  • Let’s talk about the impact housing has on your finances  
  • Why would someone go and see a financial advisor before buying a home? 
  • We talk about seeing a mortgage broker but never a financial advisor…
  • If I walk into your office and tell you I want to buy a house, what questions do you ask me, or what considerations do you prompt me to make?
  • What might indicate I’m not ready to buy yet?
    • Vice versa – what would indicate I’m ready to buy?
  • What goes into financially planning to buy a house?
    • Walk us through how we can make our financial plan
    • Insurances
  • What other strategies or incentives might be available? e.g. FHSSS
  • How much should I spend on a house? Can you talk through the considerations here?
    • Should I borrow to my maximum capacity?
  • Should I wait and buy with a partner/sibling etc.?
  • If you went to see a mortgage broker, what questions would you ask them?

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At the time of publishing, the author of this article does not have a financial or commercial interest in any of the companies mentioned.

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